Car Insurance Estimator
Get an estimated premium for your car insurance. Compare third-party and comprehensive plans.
₹8,00,000
Discount for claim-free years
Get Your Estimate
Fill in your car details and click "Estimate Premium" to see insurance options.
Understanding Car Insurance
Third-Party Insurance
Mandatory by law. Covers damage caused to other people, vehicles, or property in an accident. Does not cover damage to your own car.
Comprehensive Insurance
Covers everything in third-party plus damage to your own vehicle from accidents, theft, natural disasters, fire, and vandalism.
IDV (Insured Declared Value)
The maximum amount your insurer will pay if your car is stolen or totally damaged. It decreases each year due to depreciation.
No Claim Bonus (NCB)
A discount on your premium for every claim-free year. Starts at 20% and can go up to 50% after 5 consecutive claim-free years.